Personal Savings

• Minimum deposit of $200.00 to open this account.
• $5.00 maintenance fee per statement cycle if your balance falls below $100.00 on any day in the quarterly statement cycle.
• Your interest rate and annual percentage yield may change
• At our discretion and at any time, we may change the interest rate on your account.
• Interest will be compounded every quarter.
• Interest will be credited to your account every quarter
• We use the average daily balance method to calculate the interest on your account per quarterly statement cycle.
• Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks).
• Withdrawals or transfers from a Personal Savings account to another account or to third parties by preauthorized automatic or telephone transfer are limited to six per quarter.
• An excess withdrawal fee of $2.00 will be charged for each debit transaction in excess of six during a quarter.

Money Market Savings Account

• A minimum deposit of $1500.00 to open this account
• $10 maintenance fee per statement cycle if your balance falls below $1500.00 on any day in the monthly statement cycle
• Your interest rate and annual percentage yield may change.
• At our discretion and at any time, we may change the interest rate on your account.
• Interest will be compounded every month. Interest will be credited to your account every month.
• We use the average daily balance method to calculate the interest on your account. This period we use is the monthly statement cycle.
• Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks).
• Transfers from a Money Market Account to another account or to third parties by preauthorized automatic or telephone transfers are limited to six per statement cycle with no more than six by check, draft or similar order to third parties. The bank reserves the right to change this account type should the transaction limitations be continually exceeded.
• An excess debit fee of $20.00 will be charged for each debit in excess of six during a statement cycle.

Buckaroo Savings

Please call one of our Personal Bankers for additional information on this account.