Personal Checking

• A minimum deposit of $400.00 to open this account
• $10 maintenance fee during the monthly statement cycle if your balance falls below $300.00
• $8 maintenance fee during the statement cycle if your balance is at least $300.00 on every day during the monthly statement cycle, but falls below $400.00 on any day during a monthly statement cycle.
• $6 maintenance fee during the statement cycle if your balance is at least $400.00 on every day during the monthly statement cycle, but falls below $500.00 on any day during a monthly statement cycle.
• $4 maintenance fee during the statement cycle if your balance is at least $500.00 on every day during the monthly statement cycle, but falls below $600.00 on any day during a monthly statement cycle.
• An excess fee of $0.10 will be charged on each debit transaction in excess of 30 during a statement cycle

Silver Star Checking

• Available for individuals age 55 years or older.
• No minimum opening balance
• No monthly maintenance fee
• No excess debit fees. (other account types are available at normal fee and balance requirements)

No matter what account type is selected, Silver Star customers are entitled to:

• FREE Cashier's Checks
• FREE Money Orders
• FREE Travelers Checks
• WAIVED ATM Card Issuance Fee
• Discounted Safe Deposit Boxes
• Discounted Check Orders And more

Spartan Checking

• You must deposit $200.00 to open this account.
• A monthly maintenance fee of $3 will be charged each statement cycle.
• An excess debit fee of $0.10 will be charged for each debit in excess of 15 during a statement cycle.
• Items will not be included with bank statements.

Silver Dollar Checking

• Minimum deposit $1500.00 to open this account.
• $10 maintenance fee during statement cycle if your balance falls below $1500.00 on any day in the monthly statement cycle
• Your interest rate and annual percentage yield may change.
• At our discretion and at any time, we may change the interest rate on your account.
• Interest will be compounded every month.
• Interest will be credited to your account every month
• We use the average daily balance method to calculate the interest on your account. The period we use is the monthly statement cycle.
• Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks)
• An excess debit fee of $0.10 will be charged for each debit transaction in excess of 30 during a statement cycle.

The Retriever Account

• Minimum deposit of $200.00 to open this account
• There is no monthly maintenance fee.
• There are no excess debit fees.
• Direct deposit is required for this account.
• Items will not be included with bank statements.

Student Checking

Please call one of our Personal Bankers for additional information on this account.