At The State Bank of Texas we offer a variety of Certificates of Deposit to suit your investment needs.
For example:

Regular Certificates of Deposit

• May be opened with a minimum amount of $500
• We offer terms from seven days to five years
• Interest is calculated daily and may be payable quarterly
• $500 dollar minimum balance required to earn the Annual Percentage Rate quoted in our Rate Chart
• You will find our rates are competitive
• Subject to penalty for early withdrawal

Jumbo Certificate of Deposit

• Has a minimum opening deposit of $90,000
• We offer terms from 14 days to five years
• Interest is calculated daily and may be paid quarterly
• Our rates, periodically set, are very competitive
• Subject to penalty for early withdrawal

Individual Retirement Accounts

May be opened with a minimum of $500. There are specific restrictions on the different types of IRA you may open with us. You may open a Roth, Educational, or a traditional IRA. One of our Personal Bankers will be happy to assist you in opening the IRA you choose or that meets your investment needs. We recommend that you consult your financial advisor to determine the type of IRA that will best suit your financial goals. There are substantial penalties for early withdrawal.

Call one of our Personal Bankers for more information, or click here to see our current Rate Chart on the different types of CDs and other interest bearing products offered by our bank. Rates are subject to change and are periodically set by our Senior Management team.