The State Bank of Texas > Products & Services > Business Accounts

Commercial Checking

Minimum opening deposit	$500.00
Monthly maintenance fee	$8.00
Checks posted (Includes customer-initiated debit)	$0.12 each
Deposits posted	$0.15 each
Items deposited	$0.07 each
Earnings Credit	$0.10 per $100.00 average monthly balance
Negative Average Collected Balance Fee	Prime Plus 3%
FDIC Insurance	No Charge

Texas Interest Checking (NOW)

Minimum opening deposit $1500.00
No minimum balance is required to earn interest; ask us about our current rates or click here to access our rate chart
A minimum balance is required to avoid monthly maintenance fees.

Monthly Maintenance Fees

$2500 or more minimum balance	No Charge
Below $2500 minimum balance	$10.00 per month
Checks posted (Includes customer-initiated debit)	$0.15
Deposits posted	$0.15 each
Items deposited	$0.10 each
FDIC Insurance	No Charge

Unlimited withdrawals. Deposits can be made anytime.
Eligibility: All customers currently eligible for NOW Accounts (sole proprietorships, nonprofit organizations, and eligible government units)

All accounts are subject to change in terms and conditions.